Conclusion

It can be tempting to sign up for a credit card that offers an introductory rate of 0% on purchases for the first year, but is it really worth it to pay an annual fee? In this article, we’ll explore the pros and cons of paying an annual fee for credit cards.

What is an Annual Fee?

An annual fee is a charge that you pay every year on your credit card. Typically, this fee is assessed on cards with high credit ratings. However, not all credit cards have an annual fee. In fact, many low-cost cards don’t have an annual fee at all.

The main reason to pay an annual fee is because it can help you build or maintain a good credit rating. A good credit rating can make it easier for you to get approved for future loans, such as a car loan or a mortgage. An annual fee also helps protect the card issuer against losses if you don’t use your card regularly.

However, not all credit cards with an annual fee are worth the cost. Some cards with an annual fee offer limited benefits, such as reduced interest rates on purchases or travel rewards. Other cards simply charge an expensive price for something that most people already have – a checking account with a bank. It’s important to carefully consider the features of a card before deciding whether to pay an annual fee.

Pros and Cons of Payment in Annual Fees

When it comes to choosing a credit card, one of the first things to consider is whether or not paying an annual fee is worth it. Some pros of paying an annual fee are that these cards offer better rewards programs and can come with benefits like no annual fees for the first year. However, there are also cons to paying an annual fee. For example, if you don’t use your card regularly, having to pay an annual fee could be a financial burden. Additionally, if the card is cancelled, you may be liable for the full amount of your debt even if you do not use the card each month. In order to decide if paying an annual fee is worth it, it’s important to weigh both the pros and cons of each option.

Quiz: Do You Qualify for a Low-Rate Credit Card?

If you have a good credit history and have never had any serious financial problems, you may be able to get a low-rate credit card that doesn’t charge an annual fee. But if you’re at risk for credit card debt, or if you simply can’t afford to pay an annual fee, it may be worth it to pay the fee. Here’s how to decide:

1. Calculate your monthly payment on the card without the annual fee. If it’s less than $25, then the annual fee probably isn’t worth it.

2. Add the annual fee to your monthly payment. If the total is still less than $25, then the annual fee probably isn’t worth it.

3. Compare that amount to your hypothetical monthly payment without the annual fee. If the hypothetical payment is higher, then paying the annual fee might be worth it because you’ll end up paying less overall over the life of the card.

Is it Worth It to Pay an Annual Fee?

Paying an annual fee for a credit card can be a worthwhile investment for some consumers. If you use your card regularly and have good credit, paying an annual fee can save you money in the long run. However, there are also drawbacks to paying an annual fee. For example, if you lose your card or don’t use it enough, you may end up paying the fees even though you weren’t actually using the card. Additionally, some cards offer bonus points or other benefits for paying an annual fee, but these bonuses may not be as valuable as those offered for signing up for the card without an annual fee. Overall, it’s important to weigh the pros and cons of paying an annual fee before deciding whether it’s worth it for you.

Conclusion

There is no one-size-fits-all answer to this question, as the cost of an annual fee for a credit card will vary depending on your individual situation. However, if you are looking to keep track of your spending and build up a good credit history, paying an annual fee may be worth it. Additionally, some cards offer great benefits that can make them worth considering even if you don’t pay an annual fee. So before making a decision about whether or not to pay an annual fee for your credit card, do your research and weigh all of the pros and cons carefully.

Credit card companies offer different benefits and features to lure consumers in, but which one is right for you? In this guide, we’ll outline the different types of credit cards and what each one offers, as well as suggest ways in which you can use them to save money on your shopping.

What is a Credit Card?

A credit card is a type of loan that allows you to borrow money up to a certain limit in order to purchase items or withdraw money from an ATM. When you use your credit card, the credit card company pays the vendor for the purchase and deducts the amount you borrowed from your account. The interest charged on most credit cards is high, but there are ways to minimize this cost.

The best way to choose a credit card is to understand what you’re looking for in a card. You should consider factors such as the APR, rewards programs, foreign transaction fees, and minimum payments. And once you’ve chosen a card, be sure to keep track of your spending so you can avoid overspending and debt.

How Do Credit Cards Work?

Credit cards are one of the most commonly used financial tools around, and for good reason. They allow you to borrow money up to a certain limit in order to purchase items or withdraw money from your bank account. In exchange for your credit card information, the card issuer loans you the funds you need. The interest rates charged on credit cards can be high, but there are ways to save money by choosing the right card and using it wisely. Here’s a guide on how credit cards work and how you can use them to your advantage.

When you apply for a credit card, the bank will ask for your credit score. This is an estimation of your ability to repay a loan based on past borrowing behavior. If you have good credit, the bank may offer you a lower interest rate on your card than if you had low credit. However, if you have poor credit, the bank might offer you a higher interest rate.

The best way to improve your credit score is by paying your bills on time and keeping an accurate debt history. If you ever find yourself facing difficulty paying off your debt, contact your creditor immediately and work out a payment plan that works for both of you.

Credit cards also come with benefits like

Types of Credit Cards

There are many types of credit cards available to consumers, and it can be difficult to decide which one is best for you. In this article, we will discuss the different types of credit cards and how they can help you save money.

The most common type of credit card is a basic credit card. These cards allow consumers to borrow money up to a certain limit in order to purchase items or withdraw cash. The interest rates on these cards tend to be lower than other types of credit cards, but the borrowing limit and fees associated with them can be limiting. Basic credit cards are good for short-term financial needs, such as purchasing items on sale or withdrawing cash when traveling.

Another type of credit card is an installment loan credit card. These cards allow consumers to borrow money over a period of time in order to purchase items or pay off debt. The interest rates on installment loan credit cards are generally higher than basic credit cards, but the terms and conditions associated with them can be more flexible. Installment loan credit cards are good for long-term financial planning, as they typically have lower interest rates and more flexible repayment terms than other types of debt.

A third type of credit card

How to Choose the Right Credit Card for You?

When it comes to choosing the right credit card, there are a few things to keep in mind. Here are four tips to help you choose the perfect card for your needs:

1. Know Your Needs
Before you even think about selecting a credit card, it’s important to first assess your individual financial goals. What do you need the card for? Could you use it for everyday expenses like groceries and gas, or is there a specific purchase you’d like to make that requires a higher APR? Once you know what type of card would work best for your needs, take the time to compare rates and features offered by different cards.

2. Consider Your Credit Score
Your credit score is one of the most important factors when it comes to choosing a credit card. A good score will help you get approved for a lower APR and access more advantageous financing options. If your credit score is poor, make sure to consider cards with low APRs and no annual fees.

3. Consider Your Spending Habits
Do you typically spend more than you can afford each month? If so, choose a card with low interest rates and flexible repayment options. Cardholders who frequently spend more than they

How to Use a Credit Card Effectively?

Credit cards are one of the most convenient ways to get access to funds- whether you need a small loan for a purchase or want to build up your credit score. Here’s how to use a credit card effectively so you can save money and build your credit history.

Credit cards offer a number of benefits, such as:

* Secured card: This option gives you added peace of mind by requiring a deposit on your card that can be used to cover any unauthorized charges.

* Interest free: Many cards offer 0% introductory rates on purchases and balance transfers for up to 12 months. That means you can save money each month on your borrowings.

* Rewards program: Most cards offer rewards that can be used towards future purchases or cash back payments. Rewards can be valuable if you plan to make regular purchases with your card, like groceries or gasoline.

* Purchase protection: If something goes wrong with an item you bought using your credit card, the card company may be able to help get the purchase replaced or refunded.

The best way to find out if a particular credit card is right for you is to visit the issuer’s website and look at

Conclusion

If you’re like most people, you probably have a few different credit cards lying around your house. But do you really know how each one can help you save money? In this article, we’ll take a look at the different types of credit cards and how they can benefit your financial life. We will also discuss some tips for choosing the right card for your needs, and offer some advice on how to use them to their fullest potential. It’s time to start thinking about your finances in a new way – start with choosing the right credit card!

Capital One is a leading financial institution that offers credit products to consumers and businesses. As a consumer, you might be interested in using their credit products to improve your financial situation. As a business, you might want to open up a credit line with Capital One to expand your business reach. Here are five ways you can increase your capital one credit line!

Do your research

Capital One has a range of credit products that can be tailored to meet your needs. To get started, do your research to find the product that’s right for you.

1. Consult with a financial advisor. A financial advisor can help you understand your options, find the best product for you and provide guidance during the application process.

2. Speak to Capital One directly. You can speak to Capital One representatives by phone, in person or online.

3. Review your credit report. Your credit report is a valuable resource when applying for credit products. Check your report regularly for updates and make any necessary changes.

4. Consider a secured credit card. Secured credit cards offer some protection if you don’t meet your obligations on your card. This type of card requires a deposit that’s usually refunded if you pay your bill on time every month.

5. Consider a balance transfer card. A balance transfer card allows you to borrow money against the equity in your current home or car loan, reducing the amount of money you need to borrow to increase your credit line.

Check your credit score

Capital One offers a variety of credit cards, but they are not the only ones. Many other issuers offer credit cards as well. If you want to find a card that will fit your needs, it is important to check your credit score. You can get your free credit score report from each of the three major credit bureaus: Experian, TransUnion, and Equifax. The reports will show your history of borrowing and how much debt you currently have. This information can help you decide which card is right for you and how much credit you are able to handle.

Verify your identity

Capital One is always looking for ways to improve their customers credit score and score more points with lenders. Here are five easy ways to do that:

1. Verify your identity. This can be done by providing Capital One with your full name, date of birth, Social Security number, and driver’s license number.

2. Keep your credit history clean. Don’t overdue payments, max out your available credit, or use abusive credit tactics.

3. Pay your bills on time. This will help build a good credit history and show that you’re a responsible borrower.

4. Use a secured card. A secured card is a good way to build up your credit score while avoiding debt loads in the short term.

5. Use the Credit Sesame tool from Credit Karma to check your score and learn more about improving it.

Apply for a credit line with Capital One

Capital One offers a range of credit line options to fit any need. Here are five ways to increase your Capital One credit line:

1. Apply for a credit line with Capital One. Capital One Credit Line offers a variety of options, including 24/7 customer service and easy online application.
2. Use your credit card responsibly. Use your credit card sparingly and only for essential expenses. If you can avoid using your credit card, do so because it will help build your credit score and make borrowing more affordable in the future.
3. Pay off your balances in full every month. This will help improve your credit score and reduce the amount you owe overall on your debt.
4. Keep an updated credit report on file with Equifax and TransUnion. Keeping an updated credit report is important because it will show that you’re meeting your financial obligations and have a good history of paying debts on time.
5. Apply for a secured credit card to boost your borrowing power. Secured cards offer added security by requiring a down payment or collateral before you can borrow money.

Keep updated on your credit utilization

1. Check your credit score regularly. If you’re borrowing more than 30% of your available credit, you may want to consider reducing your credit line or consolidating your debt.
2. Monitor your accounts for unusual activity. If you notice any unauthorized charges or withdrawals from your account, take action to stop the activity and contact Capital One immediately.
3. Pay your bills on time. A low credit utilization can also be a sign that you’re not using all of your available credit, which could lead to higher interest rates and fees down the road.
4. Use a secured card if you need a loan with a low credit score. A secured card requires a deposit that’s usually equal to the credit limit, so you’ll have less chance of needing to pay back more than you borrowed.
5. Use a debt settlement service to get out of debt faster without having to pay back all of the money you owe.

Credit cards are a great way to get the things you want, but like any other tool, there are some limits to how much you can borrow. In this article, we’ll outline the three main types of credit cards and explain their respective limits. So whether you’re looking for a new credit card or just want to be aware of your current limit, read on!

What are credit card limits?

There are a few things to keep in mind when it comes to credit card limits. First, the limit is the maximum amount you can spend in a day, week, or month. Second, the limit may be based on your credit score. Third, there are specific types of cards with different limit amounts. Fourth, sometimes there are restrictions on what you can spend within your limit. Fifth, if you reach your limit, your card will charge you a fee. Sixth, some cards also have annual fees and other related costs.
Here’s a look at each of these points:

1. The limit is the maximum amount you can spend in a day, week, or month.
2. The limit may be based on your credit score.
3. There are specific types of cards with different limit amounts.
4. Sometimes there are restrictions on what you can spend within your limit.
5. If you reach your limit, your card will charge you a fee.
6. Some cards also have annual fees and other related costs.

How do credit cards work?

Credit cards allow consumers to borrow money from a lender in order to purchase items or withdraw cash. When a credit card is used, the user is essentially borrowing money from the credit card company. The credit card company then pays off the debt with interest and charges fees for using the card.

There are several factors that affect how much a credit card can be used. The first factor is the credit score of the user. A high credit score means that the user is likely to pay back their debts on time. A low credit score means that the user will have a harder time paying back their debts and may end up paying higher interest rates on their loans.

The second factor is the limit on how much the user can borrow. The limit is set by the credit card company and is based on the user’s credit history, income, and other factors. The limit may be increased if the user has good credit history or if they are applying for a loan for the first time.

The third factor is how much money the user has available in their bank account at any given time. If there are not enough funds in a user’s bank account to cover their total purchase, then they may be

How to get around credit card limits?

Credit card limits are a common concern for consumers. The good news is that there are a variety of ways to get around them. Here’s a complete guide to getting the most from your credit card limits.

1) Check your credit score. Your credit score is an important factor in determining your eligibility for loans and credit cards. If you have poor credit, don’t be discouraged – there are plenty of options available to you if you need one.

2) Use a secured card. Secured cards are great for people with poor credit because they require a deposit (usually 10 percent of the purchase price) before the card can be used. Once the deposit is paid back, the card can be used as normal. This option is especially useful if you’re looking to build your credit history.

3) Use cash advances sparingly. Cash advances are great for short-term financial needs, but be sure to use them sparingly – they’re expensive! You’ll likely pay more in interest than you would if you had used your card to make a purchase in the first place.

4) Get creative with your spending habits. There are a variety of

What happens if I exceed my credit card limit?

If you exceed your credit card limit, the issuer may charge you a fee, or refuse to process any more transactions on that card. You may also be subject to additional charges, such as interest and late fees. If you’re not prepared for this type of situation, make sure to keep track of your credit card’s limits and alert yourself if you start seeing warnings from your issuer about exceeding those limits.

What can I do if I don’t have enough money to pay my bills?

If you find yourself struggling to make ends meet and your credit card bills are piling up, there are a few things you can do to get closer to meeting your obligations. First, be aware of your credit card limits. Each card has its own limit, which is the maximum amount you can spend in a single day or week. Next, try to pay off your balances in full each month. This will help you avoid interest charges and put more money available to use on other necessary expenses. Finally, keep a close eye on your credit score and make sure you are meeting all of the terms of your card agreement. If you still don’t have enough money to cover your bills, consider reaching out to a financial advisor for help.

Conclusion

Hopefully, this guide has been helpful in understanding your credit card’s limits and how to use them prudently. Remember that no one card is better than the other – it’s important to find the right one for you and to use it in a responsible way. Be sure to read your credit card agreement carefully before signing up so that you are fully aware of all the terms and conditions. And finally, if you ever have any questions or concerns about how you are using your credit card, don’t hesitate to speak with your bank or credit card issuer.

You may have seen advertisements for prepaid cards that tout their features as being superior to traditional credit cards. But what exactly is a prepaid card? In this guide, we’ll explain everything you need to know about prepaid cards – what they are, how they work, and the pros and cons of using them.

What are prepaid cards?

Prepaid cards are a type of credit card that can be used to make purchases anywhere that accepts credit cards. Prepaid cards are different from traditional credit cards in that they are not linked to a line of credit. Instead, you load money onto the card in advance, and then use the card to make purchases until the balance is depleted.

There are many different types of prepaid cards, but they all share some common features. For example, most prepaid cards will charge fees for things like ATM withdrawals, balance inquiries, and reloading the card. However, there are some no-fee prepaid cards on the market that can help you avoid these fees.

No-fee prepaid cards can be a great option for people who want the convenience of using a credit card without paying interest or annual fees. However, it’s important to understand the pros and cons of these cards before you decide if one is right for you.

Pros of No-Fee Prepaid Cards

1. You can avoid interest and annual fees: One of the biggest advantages of no-fee prepaid cards is that you won’t have to pay interest or annual fees. This can save you a lot of money if you typically

How do prepaid cards work?

Prepaid cards are a type of debit card that can be used to make purchases or withdraw cash. Unlike traditional debit cards, however, you don’t need to have a bank account to use a prepaid card. Instead, you load money onto the card in advance, and then use it to pay for goods and services or withdraw cash as needed.

There are a few different ways to load money onto a prepaid card, including direct deposit, transferring funds from another bank account, or using cash at a reload location. Once the money is loaded onto the card, you can use it anywhere that accepts debit cards. When you make a purchase, the funds are deducted from your balance. And if you need cash, you can withdraw it from an ATM just like you would with a regular debit card.

One of the main benefits of prepaid cards is that they can help you stay within your budget. Since you can only spend the money that you’ve loaded onto the card, you’re less likely to overspend or get into debt. Prepaid cards can also be helpful if you don’t have a bank account or if you have bad credit, since they don’t require a credit check to get started.

There are some

The pros and cons of prepaid cards

Prepaid cards offer a convenient way to budget and spend money, but they come with some potential downsides. Here are some pros and cons of using prepaid cards:

Pros:

• Prepaid cards can help you stick to a budget by limiting your spending to the amount of money you have loaded onto the card.

• Prepaid cards can be used anywhere credit or debit cards are accepted, making them convenient for online shopping and in-person purchases.

• Some prepaid cards offer features like cash back rewards or discounts on certain types of purchases.

Cons:

• Prepaid cards typically charge fees for activities like balance inquiries, customer service calls, or reloading money onto the card.

• If you lose your prepaid card or it is stolen, you may not be able to get your money back.

• Prepaid cards may not offer the same protections as credit cards, so you may not be covered if you encounter fraudulent charges.

How to choose the best-prepaid card for you?

Prepaid cards are great for people who don’t have a ton of money and need an easy way to manage their money. However, there are a few things to consider before picking one up. Here are the pros and cons of prepaid cards:

PROS:
-No need to carry around cash or a credit card.
-Can be used at any store that accepts debit or credit cards.
-Many offer bonus points for signing up and using the card regularly.
-Can be used for online purchases as well as in-store purchases.

CONS:
-Some cards charge high fees for using them, and there may also be annual fees.
-Some cards only work with specific merchants, so you may not be able to use them at all if you don’t shop at those stores often.

Conclusion

prepaid cards are becoming increasingly popular, and for good reason. They offer a number of benefits that can make your life easier – from making everyday purchases more convenient to locking in long-term savings. But with so many prepaid card options on the market, it can be hard to know which one is right for you. In this article, we will provide you with a comprehensive overview of no-fee prepaid cards and help you decide if they are the right fit for your needs.

Barclays is one of the largest credit card issuers in the United States, and if you’re a cardholder, you might be wondering what benefits are available to you. In this guide, we’ll go over all the benefits that Barclays credit cardholders can enjoy, including the latest changes.

What are the benefits of the Barclays credit card?

The Barclays credit card offers a number of benefits for cardholders, including cash back rewards, a 0% APR introductory period, and no annual fee. Cash back rewards are earned on every purchase, and can be redeemed for statement credits, gift cards, or merchandise. The 0% APR introductory period applies to both purchases and balance transfers, making it a great option for those looking to consolidate debt. There is also no annual fee, making the Barclays credit card a great value.

How have the benefits changed?

The Barclays credit card benefits have recently changed, and we’ve got all the details for you. Check out our complete guide to see what’s new.

What are the best ways to use Barclays credit card benefits?

Barclays credit card benefits can be used in a number of ways to save money and earn rewards. Here are some of the best ways to use Barclays credit card benefits:

1. Use your Barclays credit card to pay for everyday purchases and earn rewards points.
2. Use your Barclays credit card to pay for travel expenses and earn travel rewards.
3. Use your Barclays credit card to pay for gas and groceries and earn cash back rebates.
4. Use your Barclays credit card to pay your monthly bills and earn cash back rebates.

How can I get the most out of my Barclays credit card benefits?

If you’re a Barclays credit cardholder, you may be wondering how you can get the most out of your card’s benefits. Here are some tips:

1. Use your points to book travel. Barclays’ Travel Together Ticket allows you to use your points to book travel for two people, so you can get more bang for your buck.

2. Get a statement credit. You can use your points to get a statement credit towards travel expenses, which can save you money on future trips.

3. Use your points for cash back. You can also use your points for cash back, which can be used for anything from groceries to gas.

4. Redeem your points for gift cards. If you don’t want to use your points for travel or cash back, you can also redeem them for gift cards from popular retailers.

5. Use your points to shop online. You can use your points to score discounts at popular online retailers.

By following these tips, you can make the most out of your Barclays credit card benefits and enjoy savings on future travel expenses.

Conclusion

We hope you found this guide to Barclays credit card benefits helpful. As you can see, there are a lot of great perks that come with being a Barclays cardholder. From cash back and rewards points to travel and shopping benefits, there’s something for everyone. However, it’s important to remember that the terms and conditions of each benefit are subject to change, so be sure to read through the latest changes before using any of them. And if you have any questions, feel free to reach out to us in the comments section below.

From cards that give you cash back in the form of puppies to ones that turn your spending into investments, there are some pretty quirky credit cards out there. In this article, we’ll take a look at five of the most unique options currently available.

The SaksFirst Credit Card

The SaksFirst Credit Card from Saks Fifth Avenue is a store credit card that offers cardholders many perks, including earn points for every dollar spent, free shipping on all online purchases, and exclusive sales and events. However, the card also has a few quirks that make it unique. For example, the card’s APR is 29.99%, which is higher than most other store cards. Additionally, the card has a $25 annual fee. However, despite these quirks, the SaksFirst Credit Card remains a popular choice for shoppers at Saks Fifth Avenue.

The Disney Premier Visa Card

The Disney Premier Visa Card is a credit card that allows cardholders to earn rewards toward Disney vacations. Cardholders can earn 2% in rewards on gas and grocery purchases, and 1% on all other purchases. They also receive a $200 statement credit after spending $500 on the card within the first three months.

Cardholders can use their rewards toward Disney vacation packages, hotels, restaurants, and more. They can also get special financing on Disney vacation packages. The Disney Premier Visa Card has no annual fee.

The Costco Anywhere Visa Card by Citi

The Costco Anywhere Visa Card by Citi is a great option for people who love to shop at Costco. This card offers 4% cash back on gas, 3% cash back on travel and dining, and 2% cash back on all other purchases. There is no annual fee for this card, and it comes with a wide range of benefits, including 24/7 customer service, fraud protection, and extended warranty protection.

If you’re looking for a quirky credit card that actually exists, the Costco Anywhere Visa Card by Citi is a great option. This card offers great rewards and benefits, and it’s perfect for people who love to shop at Costco.

The Amazon Prime Rewards Visa Signature Card

The Amazon Prime Rewards Visa Signature Card is a credit card that offers rewards for Amazon Prime members. cardholders earn 5% back on Amazon.com purchases, 2% back at gas stations, restaurants, and drugstores, and 1% back on all other purchases. There is no annual fee for this card.

This card is available toAmazon Prime members who have an eligible Amazon.com account in good standing. To be eligible for this card, you must also have a U.S. mailing address and be a citizen of the United States or a permanent resident of the United States.

If you are not an Amazon Prime member, you can still apply for this card, but you will only earn 3% back on Amazon.com purchases, 2% back at gas stations, restaurants, and drugstores, and 1% back on all other purchases.

The Starbucks Rewards Visa Prepaid Card

The Starbucks Rewards Visa Prepaid Card is a credit card that allows you to earn Starbucks rewards with every purchase you make. You can use your rewards to get free drinks, food, and more at Starbucks locations. The card also comes with some great benefits, like no fees and no interest charges.

If you’re a coffee lover, the Starbucks Rewards Visa Prepaid Card is definitely worth considering. With this card, you’ll be able to enjoy all of your favorite Starbucks drinks and treats while earning rewards that can be used for freebies and discounts.

How to Choose the Right Credit Card for You?

With so many credit cards on the market, it can be hard to know which one is right for you. Here are a few things to consider when choosing a credit card:

-What are your spending habits? Do you tend to spend more on groceries or travel? There are cards that offer cash back or rewards points for specific categories of spending.

-What is your credit score? If you have good credit, you may be able to qualify for a card with low interest rates and generous rewards. If your credit is not as good, you may want to look for a card with no annual fee and a lower interest rate.

-What are the fees associated with the card? Some cards have annual fees, while others have balance transfer fees or foreign transaction fees. Make sure you understand all the fees before you choose a card.

By considering these factors, you can narrow down the field and choose the right credit card for your needs.

Conclusion

From cards that give you cash back in the form of chickens, to cards that turn your spending into investments, there are some pretty quirky credit card options out there. And while not everyone will want to use a chicken-themed credit card, it’s nice to know that there are unique options available for those who do. So if you’re looking for a credit card that’s a little out of the ordinary, be sure to check out these five quirky credit cards.